Credit Cards in our wallets:
CapitalOne Credit Cards – Best for set it and forget it, simple way to earn points
Chase Sapphire Reserve – Our favorite all-around travel and warranty card
Chase Ink Business Preferred or Business Cash – Our preferred biz card for travel and/or cell phone insurance coverage
Chase Freedom UR – A great basic UR (Unlimited Reward points) card with no annual fee
Chase Sapphire Preferred – Another good basic UR card with a low annual fee
All of these cards are in our wallets and used regularly for points hedging.
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While credit cards can aid in the ability to earn points for travel, it is important to responsibly utilize these resources by paying your balances off every month and on time. Do not go into credit card debt or make late payments chasing points.